Property Β· General Liability Β· Loss of Rents β coverage built for California apartment owners and real estate investors, backed by 20+ years of commercial insurance experience.
π Licensed in CA Β· TX Β· AZ Β· FL Β· GA Β· WA Β· DC
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Secure Risk Partners β operating in California as SRP Cover Insurance Services (License #6012103) β is licensed in California and specializes in insurance for apartment buildings, multi-family properties and real estate investors across the state, from Los Angeles, San Diego and San Jose to Sacramento, Fresno and the Bay Area.
California landlords operate under the Tenant Protection Act of 2019 (AB 1482) and some of the strictest rental regulations in the country, and a single liability claim or a fire that displaces tenants can put your rental income at risk. As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to package the property, liability and loss-of-rents coverage your building actually needs.
π Call (469) 983-2600California Labor Code Β§3700 also requires workers' compensation for every employer with even one employee β including on-site managers and maintenance staff β with no headcount exception.
We write all of these for California apartment and multi-family owners β individually or as a complete package.
Building, roof, common areas and owned contents at replacement cost β the core of every apartment policy.
Replaces the rental income you lose when a covered fire, storm or other loss makes units uninhabitable while you rebuild.
Standard property policies exclude earthquake damage. California apartment owners often need a separate quake policy β especially for older or unreinforced buildings.
Slip-and-falls, tenant and visitor injuries, and third-party property damage claims on your premises.
HVAC, boilers, elevators and electrical systems β sudden mechanical or electrical failure is not covered by standard property policies.
Extra limits above your GL β often required by lenders on financed multi-family properties.
Independent agency. 6 carriers compared. Licensed in California and 6 other states.
Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.
π Call (469) 983-2600 Now