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🌴 California · Hotel & Motel Insurance

Hotel & Motel Insurance
in California

Property · General Liability · Liquor Liability · Loss of Income — licensed California specialists with 20+ years of commercial insurance experience.

📍 Licensed in CA · TX · FL · AZ · GA · WA · DC

Free California Quote

We respond within one business hour.

🔒  Your info is never shared or sold

SRP Cover Insurance Services — CA License #6012103

Licensed in California
20+ Years Experience
Independent — 6 Carriers Shopped
Limited & Full Service Hotels
Same-Day Quotes
🏛️ Licensed in California as SRP Cover Insurance Services — License #6012103

Protecting California Hotel Owners for 20+ Years

Secure Risk Partners is licensed in California as SRP Cover Insurance Services and specializes in hotel and motel insurance across the state. California's strict labor laws, ADA requirements and high liability environment make proper coverage essential for every hotel owner.

As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to find you the best coverage at the best price.

📞 Call (469) 983-2600
6,000+
Hotels in CA
Strict
Labor Laws
$2B+
Annual Revenue

California has strict employment, ADA and seismic compliance requirements for hotel owners

Workers' comp is mandatory for all employees in California. ADA compliance for guest rooms is strictly enforced statewide.

Every Coverage California Hotel Owners Need

We write all of these for California hotel owners — individually or as a complete package.

🏗

Property Insurance

Building, contents, signage and outdoor property at replacement cost. Earthquake coverage available.

🤝

General Liability

Slip and falls, guest injuries, pool liability and third-party property damage.

⚠️ If You Serve Alcohol🍻

Liquor Liability

Required if your hotel operates a bar or serves alcohol. Standard GL policies exclude liquor-related claims.

📉

Loss of Income

Replaces lost revenue and covers continuing expenses when a covered loss forces you to close or reduce operations.

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Crime & Theft

Employee dishonesty, robbery and guest property theft coverage.

👷

Workers' Compensation

Mandatory for all employees in California — we place competitive coverage statewide.

We Know California Hotels. We Know Your Risk.

Independent agency. 6 carriers compared. Licensed in California and 6 other states.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

California Hotel Insurance FAQ

What coverages does a California hotel owner actually need?
At minimum: property, general liability and loss of income. If you serve alcohol add liquor liability. We also recommend crime coverage and workers' compensation for all staff.
Is liquor liability required for California hotels?
Not mandated by law, but critically important if your hotel has a bar or serves alcohol at events. Standard GL policies specifically exclude liquor-related claims.
How does California's strict employment law affect my hotel insurance?
California's employment practices liability exposure is significant for hotel owners. We recommend Employment Practices Liability Insurance (EPLI) in addition to standard coverage given California's aggressive plaintiff environment.
Do you cover limited service hotels and budget motels in California?
Yes. We cover the full spectrum from roadside motels to full-service hotel brands. Our carriers have appetite for both newer and older properties across California.
How quickly can you get a California hotel quote?
Same day in most cases. We need basic property details — location, square footage, year built, number of rooms and current coverage — and we can have options within hours.
Can you cover a California hotel undergoing renovation?
Yes. We work with carriers that cover hotels mid-renovation. Coverage terms depend on the scope of work. Call us to discuss your specific situation.

Ready for Your California Quote?

Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.

📞 Call (469) 983-2600 Now

Get Your California Hotel Quote

SRP Cover Insurance Services — CA License #6012103

Other Industries We Cover in California

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💬 Ask Alex
🤖
Alex
SRP Insurance Assistant