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🤠 Texas · Hotel & Motel Insurance

Hotel & Motel Insurance
in Texas

Property · General Liability · Liquor Liability · Loss of Income — licensed Texas specialists with 20+ years of commercial insurance experience.

📍 Licensed in TX · CA · FL · AZ · GA · WA · DC

Free Texas Quote

We respond within one business hour.

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Licensed in Texas
20+ Years Experience
Independent — 6 Carriers Shopped
Limited & Full Service Hotels
Same-Day Quotes

Protecting Texas Hotel Owners for 20+ Years

Secure Risk Partners is licensed in Texas and specializes in hotel and motel insurance for property owners across the state. From budget motels along the interstate to full-service hotels in Dallas, Houston and Austin — we know this risk inside and out.

As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to find you the best coverage at the best price.

📞 Call (469) 983-2600
4,500+
Hotels in TX
$1B+
Annual Revenue
3
Major Markets

Texas hotel owners face significant slip-and-fall and pool liability exposure

Workers' comp is not mandatory in Texas but strongly recommended given the physical demands on hotel and housekeeping staff.

Every Coverage Texas Hotel Owners Need

We write all of these for Texas hotel owners — individually or as a complete package.

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Property Insurance

Building, contents, signage and outdoor property at replacement cost. Wind and hail coverage available.

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General Liability

Slip and falls, guest injuries, pool liability and third-party property damage.

⚠️ If You Serve Alcohol🍻

Liquor Liability

Required if your hotel operates a bar or serves alcohol. Standard GL policies exclude liquor-related claims.

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Loss of Income

Replaces lost revenue and covers continuing expenses when a covered loss forces you to close or reduce operations.

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Crime & Theft

Employee dishonesty, robbery and guest property theft coverage.

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Workers' Compensation

Competitive placement for hotel and motel staff across Texas.

We Know Texas Hotels. We Know Your Risk.

Independent agency. 6 carriers compared. Licensed in Texas and 6 other states.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Texas Hotel Insurance FAQ

What coverages does a Texas hotel owner actually need?
At minimum: property, general liability and loss of income. If you serve alcohol add liquor liability. We also recommend crime coverage and workers' compensation for all staff.
Is liquor liability required for Texas hotels?
Not mandated by law, but critically important if your hotel has a bar or serves alcohol at events. Standard GL policies specifically exclude liquor-related claims.
Do Texas hotels need coverage for pools and fitness centers?
Yes. Pool and fitness center liability is covered under general liability, but we make sure your limits are adequate. These amenities significantly increase your exposure and require careful limit selection.
Do you cover limited service hotels and budget motels in Texas?
Yes. We cover the full spectrum from roadside motels to full-service hotel brands. Our carriers have appetite for both newer and older properties across Texas.
How quickly can you get a Texas hotel quote?
Same day in most cases. We need basic property details — location, square footage, year built, number of rooms and current coverage — and we can have options within hours.
Can you cover a Texas hotel undergoing renovation?
Yes. We work with carriers that cover hotels mid-renovation. Coverage terms depend on the scope of work. Call us to discuss your specific situation.

Ready for Your Texas Quote?

Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.

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Get Your Texas Hotel Quote

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💬 Ask Alex
🤖
Alex
SRP Insurance Assistant