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🍑 Georgia · Hotel & Motel Insurance

Hotel & Motel Insurance
in Georgia

Property · General Liability · Liquor Liability · Loss of Income — licensed Georgia specialists with 20+ years of commercial insurance experience.

📍 Licensed in GA · TX · CA · FL · AZ · WA · DC

Free Georgia Quote

We respond within one business hour.

🔒  Your info is never shared or sold
Licensed in Georgia
20+ Years Experience
Independent — 6 Carriers Shopped
Limited & Full Service Hotels
Same-Day Quotes

Protecting Georgia Hotel Owners for 20+ Years

Secure Risk Partners is licensed in Georgia and specializes in hotel and motel insurance across the state. From budget properties near the interstate to full-service convention hotels in Atlanta — we know Georgia's hospitality market well.

As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to find you the best coverage at the best price.

📞 Call (469) 983-2600
3,000+
Hotels in GA
Atlanta
Convention Hub
Major
Airport Market

Atlanta's convention and airport hotel market creates unique liability and business interruption exposure

Workers' comp is required for Georgia employers with three or more employees.

Every Coverage Georgia Hotel Owners Need

We write all of these for Georgia hotel owners — individually or as a complete package.

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Property Insurance

Building, contents, signage and outdoor property at replacement cost.

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General Liability

Slip and falls, guest injuries, pool liability and third-party property damage.

⚠️ If You Serve Alcohol🍻

Liquor Liability

Required if your hotel operates a bar or serves alcohol. Standard GL policies exclude liquor-related claims.

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Loss of Income

Replaces lost revenue and covers continuing expenses when a covered loss forces you to close or reduce operations.

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Crime & Theft

Employee dishonesty, robbery and guest property theft coverage.

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Workers' Compensation

Required for Georgia employers with 3+ employees — competitive placement for hotel staff.

We Know Georgia Hotels. We Know Your Risk.

Independent agency. 6 carriers compared. Licensed in Georgia and 6 other states.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Georgia Hotel Insurance FAQ

What coverages does a Georgia hotel owner actually need?
At minimum: property, general liability and loss of income. If you serve alcohol add liquor liability. We also recommend crime coverage and workers' compensation for all staff.
Is liquor liability required for Georgia hotels?
Not mandated by law, but critically important if your hotel has a bar or serves alcohol at events. Standard GL policies specifically exclude liquor-related claims.
Do Atlanta convention hotels need higher coverage limits?
Generally yes. Convention hotels have higher occupancy, event liability, food and beverage operations and often liquor service — all requiring higher GL limits and additional coverage types. We build policies accordingly.
Do you cover limited service hotels and budget motels in Georgia?
Yes. We cover the full spectrum from roadside motels to full-service hotel brands. Our carriers have appetite for both newer and older properties across Georgia.
How quickly can you get a Georgia hotel quote?
Same day in most cases. We need basic property details — location, square footage, year built, number of rooms and current coverage — and we can have options within hours.
Can you cover a Georgia hotel undergoing renovation?
Yes. We work with carriers that cover hotels mid-renovation. Coverage terms depend on the scope of work. Call us to discuss your specific situation.

Ready for Your Georgia Quote?

Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.

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Get Your Georgia Hotel Quote

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💬 Ask Alex
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Alex
SRP Insurance Assistant