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⛽ Arizona · Gas Station Insurance

Gas Station Insurance
in Arizona

UST Coverage · Pollution Liability · Property & GL — licensed Arizona specialists with 20+ years of commercial insurance experience.

📍 Licensed in AZ · TX · CA · FL · GA · WA · DC

Free Arizona Quote

We respond within one business hour.

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Licensed in Arizona
20+ Years Experience
Independent — 6 Carriers Shopped
Hard-to-Place Risks Welcome
Same-Day Quotes

Protecting Arizona Gas Station Owners for 20+ Years

Secure Risk Partners is licensed in Arizona and specializes in gasoline station insurance across the state. Arizona's ADEQ regulates underground storage tanks — we understand the compliance requirements and know exactly what coverage you need.

As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to find you the best coverage at the best price.

📞 Call (469) 983-2600
5,000+
Gas Stations in AZ
$1M
Min UST Requirement
ADEQ
Regulates UST

Arizona ADEQ requires $1M minimum UST financial responsibility

Arizona requires workers' compensation for all employers with one or more employees.

Every Coverage Arizona Gas Station Owners Need

We write all of these for Arizona business owners — individually or as a complete package.

⚠️ Regulatory Req.⚗️

Underground Storage Tank (UST)

Financial responsibility coverage required by Arizona's ADEQ. We place UST for clean stations and prior releases.

⚠️ GL Excludes This🌊

Pollution Liability

Fuel spills are excluded from standard GL policies. Pollution liability pays for cleanup costs and third-party claims.

🏗️

Property Insurance

Building, canopy, dispensers and c-store contents at replacement cost.

🤝

General Liability

Slip and falls, customer injuries and third-party damage.

📉

Business Interruption

Replaces lost revenue when a covered loss shuts you down.

👷

Workers' Compensation

Required for all Arizona employers — we place competitive coverage for gas station employees.

We Know Arizona. We Know Your Risk.

Independent agency. 6 carriers compared. Licensed in Arizona and 6 other states.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Arizona Gas Station Insurance FAQ

Does Arizona require gas stations to carry UST insurance?
Yes. The Arizona Department of Environmental Quality (ADEQ) requires gas station owners with underground storage tanks to maintain a minimum of $1 million in UST financial responsibility coverage.
Is pollution liability included in a standard GL policy?
No. Standard general liability policies specifically exclude pollution events. A separate pollution liability policy is required to cover fuel spill cleanup costs and third-party claims in Arizona.
Can you insure an Arizona gas station with a prior fuel release?
Yes. We work with specialty carriers including Lloyd's of London that will consider prior-release stations on a case-by-case basis. Call us to discuss your situation.
Is workers' compensation required in Arizona?
Yes. Arizona requires all employers with one or more employees to carry workers' compensation insurance. We place competitive workers' comp for gas station owners across the state.
How quickly can you get an Arizona quote?
Same day in most cases. We need basic info about your station — location, tanks, square footage and current coverage — and can have options to you within a few hours.
Do you cover gas stations with convenience stores in Arizona?
Yes. We cover the full property — building, canopy, dispensers, fuel systems and store contents — under one package policy for Arizona gas station owners.

Ready for Your Arizona Quote?

Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.

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💬 Ask Alex
🤖
Alex
SRP Insurance Assistant