Property Β· General Liability Β· Loss of Rents β coverage built for Florida apartment owners and real estate investors, backed by 20+ years of commercial insurance experience.
π Licensed in FL Β· TX Β· CA Β· AZ Β· GA Β· WA Β· DC
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Secure Risk Partners is licensed in Florida and specializes in insurance for apartment buildings, multi-family properties and real estate investors across the state β from Miami, Orlando and Tampa to Jacksonville, Fort Lauderdale and the Gulf Coast.
Florida landlords operate under the Florida Residential Landlord and Tenant Act (Chapter 83, Part II), and in a hurricane-exposed state a single storm or a fire that displaces tenants can wipe out your rental income. As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to package the property, windstorm, liability and loss-of-rents coverage your building actually needs.
π Call (469) 983-2600Florida requires workers' compensation for non-construction employers with four or more employees, and F.S. Β§83.512 requires landlords to disclose flood risk to prospective tenants.
We write all of these for Florida apartment and multi-family owners β individually or as a complete package.
Building, roof, common areas and owned contents at replacement cost β the core of every apartment policy.
Florida property policies carry separate hurricane deductibles, and coastal buildings often need windstorm written separately. This is the coverage that defines a Florida apartment policy.
Standard property policies exclude flood. In much of Florida a separate NFIP or private flood policy is essential β and often required by your lender.
Replaces the rental income you lose when a covered storm, fire or other loss makes units uninhabitable while you rebuild.
Slip-and-falls, tenant and visitor injuries, and third-party property damage claims on your premises.
Extra limits above your GL β often required by lenders on financed multi-family properties.
Independent agency. 6 carriers compared. Licensed in Florida and 6 other states.
Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.
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