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🌲 Washington · Employee Benefits

Employee Benefits
for Washington Businesses

Group Health · Dental · Vision · Disability · Life Insurance — licensed Washington specialists with 20+ years of commercial insurance experience.

📍 Licensed in WA · TX · CA · FL · AZ · GA · DC

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Free Washington Benefits Quote

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✓ Licensed in Washington
✓ 20+ Years Experience
✓ Independent — Multiple Carriers
✓ All Group Sizes Welcome
✓ Same-Day Consultations
Washington Employee Benefits

Helping Washington Businesses Compete for Talent

Secure Risk Partners is licensed in Washington and specializes in employee benefits for businesses across the state. Seattle's tech-driven economy sets a high bar for employee benefits — and businesses outside the tech sector increasingly need to match that standard to compete.

Washington's tech-driven economy and strong employee expectations make comprehensive benefits packages essential for any employer competing for talent statewide.

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Washington By The Numbers
400K+
WA Businesses
Seattle
Tech Market
Strong
Benefits Culture

Washington has strong employee benefits expectations driven by Seattle's tech industry and competitive labor market

Washington employers with 50 or more full-time equivalent employees must comply with federal ACA rules. Washington also has state-mandated paid family and medical leave and long-term care insurance programs that employers must navigate.

Washington Benefits

Complete Employee Benefits for Washington Businesses

We place all of these for Washington employers — as individual plans or a complete benefits package.

❤️

Group Health Insurance

Major medical coverage for your employees and their families. We shop multiple carriers to find the best plan for your workforce and budget.

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Dental Insurance

Preventive, basic and major dental coverage. One of the most valued and requested benefits by employees across all industries.

👁️

Vision Insurance

Eye exams, glasses and contact lens coverage. Affordable to offer and highly valued by employees and their families.

🕒

Short-Term Disability

Replaces a portion of an employee's income when they cannot work due to illness or injury. Typically covers 60–70% of salary for up to 26 weeks.

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Long-Term Disability

Income replacement for employees unable to work for extended periods. Typically begins after short-term disability ends and can last years.

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Group Life Insurance

Basic life insurance coverage for employees — typically 1–2x annual salary. A low-cost benefit that demonstrates real care for your team.

Our Carriers

We Shop the Market for Washington Employers.

Independent means we work for you — not the insurance companies.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard
Common Questions

Washington Employee Benefits FAQ

How does Washington's state-mandated long-term care program affect my benefits planning?
Washington's WA Cares Fund requires most employees to contribute to a state long-term care program. Employees can opt out if they have private long-term care insurance. We help Washington employers and employees understand their options and structure benefits accordingly.
What is the minimum number of employees needed to offer group benefits?
Most group health plans require a minimum of 2 eligible employees. Some carriers will consider groups as small as 1. We work with carriers that can accommodate very small businesses and startups offering benefits for the first time.
How much do employee benefits typically cost a employer?
Costs vary significantly based on group size, plan design, employee demographics and the employer contribution level. Most employers contribute 50–80% of the employee-only premium. We provide detailed cost comparisons across multiple carriers so you can make an informed decision.
Can we offer benefits to part-time employees?
Yes, though eligibility rules vary by carrier and plan. Some plans allow you to extend coverage to part-time employees working a minimum number of hours per week. We help you design a benefits strategy that works for your specific workforce structure.
How often can we change our benefits plans?
Most group benefits plans renew annually. You can make changes at each renewal. Mid-year changes are generally not permitted unless you experience a qualifying event. We review your plans at each renewal and shop the market to make sure you're getting the best value.
Do you help with benefits administration and enrollment?
Yes. We support our clients through the enrollment process and are available year-round to answer employee questions and help with claims issues. We're not just here at renewal — we're your ongoing benefits partner.

Ready to Build Your Washington Benefits Package?

Tell us about your team and we'll have options in front of you the same day. No obligation.

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Get Your Washington Benefits Quote

Also Serving Washington

Other Industries We Cover in Washington

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Alex
SRP Insurance Assistant
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