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🌲 Washington · Hotel & Motel Insurance

Hotel & Motel Insurance
in Washington

Property · General Liability · Liquor Liability · Loss of Income — licensed Washington specialists with 20+ years of commercial insurance experience.

📍 Licensed in WA · TX · CA · FL · AZ · GA · DC

Free Washington Quote

We respond within one business hour.

🔒  Your info is never shared or sold
Licensed in Washington
20+ Years Experience
Independent — 6 Carriers Shopped
Limited & Full Service Hotels
Same-Day Quotes

Protecting Washington Hotel Owners for 20+ Years

Secure Risk Partners is licensed in Washington and specializes in hotel and motel insurance across the state. From Seattle's urban hotel market to coastal and mountain resort properties — we understand Washington's diverse hospitality landscape.

As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to find you the best coverage at the best price.

📞 Call (469) 983-2600
2,000+
Hotels in WA
Seattle
Major Market
Strong
Tourism Base

Washington's thriving tech economy and tourism sector drive strong hotel demand and liability exposure

Washington requires workers' compensation through the state's L&I program for all employers.

Every Coverage Washington Hotel Owners Need

We write all of these for Washington hotel owners — individually or as a complete package.

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Property Insurance

Building, contents, signage and outdoor property at replacement cost.

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General Liability

Slip and falls, guest injuries, pool liability and third-party property damage.

⚠️ If You Serve Alcohol🍻

Liquor Liability

Required if your hotel operates a bar or serves alcohol. Standard GL policies exclude liquor-related claims.

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Loss of Income

Replaces lost revenue and covers continuing expenses when a covered loss forces you to close or reduce operations.

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Crime & Theft

Employee dishonesty, robbery and guest property theft coverage.

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Workers' Compensation

Washington state L&I workers' comp is required — we help ensure complete coverage.

We Know Washington Hotels. We Know Your Risk.

Independent agency. 6 carriers compared. Licensed in Washington and 6 other states.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Washington Hotel Insurance FAQ

What coverages does a Washington hotel owner actually need?
At minimum: property, general liability and loss of income. If you serve alcohol add liquor liability. We also recommend crime coverage and workers' compensation for all staff.
Is liquor liability required for Washington hotels?
Not mandated by law, but critically important if your hotel has a bar or serves alcohol at events. Standard GL policies specifically exclude liquor-related claims.
Do Washington hotels need special coverage for outdoor and adventure tourism guests?
It's worth reviewing your GL policy carefully if guests engage in activities tied to your property. Standard GL covers on-premises injuries, but activity-specific liability may require endorsements. We review this with every hotel client.
Do you cover limited service hotels and budget motels in Washington?
Yes. We cover the full spectrum from roadside motels to full-service hotel brands. Our carriers have appetite for both newer and older properties across Washington.
How quickly can you get a Washington hotel quote?
Same day in most cases. We need basic property details — location, square footage, year built, number of rooms and current coverage — and we can have options within hours.
Can you cover a Washington hotel undergoing renovation?
Yes. We work with carriers that cover hotels mid-renovation. Coverage terms depend on the scope of work. Call us to discuss your specific situation.

Ready for Your Washington Quote?

Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.

📞 Call (469) 983-2600 Now

Get Your Washington Hotel Quote

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💬 Ask Alex
🤖
Alex
SRP Insurance Assistant