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⛽ Washington · Gas Station Insurance

Gas Station Insurance
in Washington

UST Coverage · Pollution Liability · Property & GL — licensed Washington specialists with 20+ years of commercial insurance experience.

📍 Licensed in WA · TX · CA · FL · AZ · GA · DC

Free Washington Quote

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Licensed in Washington
20+ Years Experience
Independent — 6 Carriers Shopped
Hard-to-Place Risks Welcome
Same-Day Quotes

Protecting Washington Gas Station Owners for 20+ Years

Secure Risk Partners is licensed in Washington and specializes in gasoline station insurance across the state. Washington's Ecology Department regulates underground storage tanks with strict environmental standards — we know what compliance requires.

As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to find you the best coverage at the best price.

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4,500+
Gas Stations in WA
$1M
Min UST Requirement
Ecology
Regulates UST

Washington Ecology Dept. requires $1M minimum UST financial responsibility

Washington requires workers' compensation for all employers through the state's L&I program.

Every Coverage Washington Gas Station Owners Need

We write all of these for Washington business owners — individually or as a complete package.

⚠️ Regulatory Req.⚗️

Underground Storage Tank (UST)

Financial responsibility coverage required by Washington's Ecology Department. We place UST for clean stations and prior releases.

⚠️ GL Excludes This🌊

Pollution Liability

Fuel spills are excluded from standard GL policies. Pollution liability pays for cleanup costs and third-party claims.

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Property Insurance

Building, canopy, dispensers and c-store contents at replacement cost.

🤝

General Liability

Slip and falls, customer injuries and third-party damage.

📉

Business Interruption

Replaces lost revenue when a covered loss shuts you down.

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Workers' Compensation

Washington state requires L&I workers' comp — we help ensure you're properly covered.

We Know Washington. We Know Your Risk.

Independent agency. 6 carriers compared. Licensed in Washington and 6 other states.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Washington Gas Station Insurance FAQ

Does Washington require gas stations to carry UST insurance?
Yes. Washington's Department of Ecology requires gas station owners with underground storage tanks to maintain a minimum of $1 million in UST financial responsibility coverage.
Is pollution liability included in a standard GL policy?
No. Standard general liability policies exclude pollution events. A separate pollution liability policy is essential for Washington gas station owners given the state's strict environmental standards.
Can you insure a Washington gas station with a prior fuel release?
Yes. We work with specialty carriers including Lloyd's of London that consider prior-release stations on a case-by-case basis. Call us to discuss your situation.
How does Washington's L&I workers' comp program work?
Washington has a state-run workers' compensation system through Labor & Industries (L&I). Most employers must participate. We can help you understand your obligations and ensure your coverage is complete.
How quickly can you get a Washington quote?
Same day in most cases. We need basic info about your station — location, tanks, square footage and current coverage — and can have options to you within a few hours.
Do you cover gas stations with convenience stores in Washington?
Yes. We cover the full property — building, canopy, dispensers, fuel systems and store contents — under one package policy for Washington gas station owners.

Ready for Your Washington Quote?

Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.

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💬 Ask Alex
🤖
Alex
SRP Insurance Assistant