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Shopping Center & Office Building Insurance Specialists

Your Tenants Have Insurance.
But Do You?

Your tenants' policies cover their operations — not your building, not your liability, not your lost rent. We write the coverage commercial real estate owners actually need.

πŸ“ Licensed in TX · CA · FL · AZ · GA · WA · DC

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We respond within one business hour.

πŸ”’  Your info is never shared or sold
βœ“ Commercial Real Estate Specialists
βœ“ Lessor's Risk & Property Coverage
βœ“ Vacant Properties Welcome
βœ“ 6 Carriers Shopped for You
βœ“ Same-Day Quotes Available
20+

Years Experience

Placing coverage for strip malls, shopping centers and office buildings of every size.

6

Carriers Compared

We find the carrier that prices your property type and tenant mix correctly.

7

States Licensed

One agency for your entire portfolio across all 7 states.

1hr

Quote Response

Submit now — a specialist calls you within the hour.

What We Write

Every Coverage You Need —
Written Right the First Time

Most business owners find out they're underinsured when a claim gets denied. We make sure that never happens to you.

⚠️ Biggest Misconception🀝

Lessor's Risk / General Liability

Your tenants' insurance does NOT cover you. As the building owner, you're liable for common areas and the structure. Lessor's risk is your protection — don't operate without it.

⚠️ Most UndervaluedπŸ—οΈ

Property Insurance

Commercial construction costs have surged. If your building hasn't been valued recently, you're likely underinsured. A major loss will expose the gap.

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Loss of Rents

When a covered loss forces tenants out, your rental income stops. Loss of rents keeps your cash flow going during repairs.

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Umbrella / Excess Liability

High-traffic commercial properties need excess liability limits above the primary policy.

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Equipment Breakdown

HVAC, elevators, electrical systems — breakdown coverage pays repair costs and lost rents.

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Vacant Property Coverage

Properties between tenants lose standard coverage after 30-60 days. We have specialty markets for vacant commercial buildings.

Licensed Across 7 States.
One Call Covers All Your Locations.

Own properties in multiple states? We handle everything under one roof.

TexasCaliforniaFlorida ArizonaGeorgiaWashington Washington DC
πŸ“ž Call (469) 983-2600 Right Now

We Shop All 6. You Get the Best Deal.

Independent means we work for you — not the carriers.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Business Owners Ask Us These Every Day

My tenants all have insurance. Why do I need separate coverage?
Your tenants' policies cover their operations — not the building, common areas, your liability as landlord, or your lost rental income. These are completely separate exposures. You always need your own coverage.
One of my tenants is a restaurant. Does that affect my policy?
Yes — high-hazard tenants need to be disclosed accurately. Failing to disclose them is one of the most common reasons commercial property claims get denied. We handle this correctly from the start.
My property has been vacant for a few months. Am I still covered?
Probably not fully. Standard policies limit coverage after 30-60 days of vacancy. Call us as soon as a property becomes vacant and we'll arrange proper coverage.
How is my building's insured value determined?
Replacement cost — what it costs to rebuild at current construction prices. With costs up sharply, most commercial properties are significantly underinsured. We'll review your current valuation.
Can you cover a shopping center in California?
Yes. In California we operate as SRP Cover Insurance Services, License #6012103. We write throughout California.
How fast can you get me a quote?
Call or text (469) 983-2600. Most commercial property accounts get same-day quotes.

Ready to Get Your Properties Properly Protected?

Give us 15 minutes. We'll find the gaps and quote something better. Straight answers — no sales pressure.

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πŸ’¬ Ask Alex
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Alex
SRP Insurance Assistant
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