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Restaurant, Bar & Tavern Insurance Specialists

One Lawsuit Can Close Your Restaurant.
We Make Sure It Doesn't.

Liquor liability, kitchen fires, foodborne illness, slip and falls β€” restaurants and bars carry risks that generic brokers underestimate. We specialize in food service coverage that actually protects you.

πŸ“ Licensed in TX · CA · FL · AZ · GA · WA · DC

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We respond within one business hour.

πŸ”’  Your info is never shared or sold
βœ“ Liquor Liability Specialists
βœ“ Food Service Experts 20+ Years
βœ“ High Alcohol Ratios Welcome
βœ“ 6 Carriers Shopped for You
βœ“ Same-Day Quotes Available
20+

Years Experience

From single-location diners to multi-location restaurant groups.

6

Carriers Compared

We find the carrier that actually wants your risk and prices it right.

7

States Licensed

TX, CA, FL, AZ, GA, WA, DC — one agency for all your locations.

1hr

Quote Response

Submit now — a specialist calls you within the hour.

What We Write

Every Coverage You Need —
Written Right the First Time

Most business owners find out they're underinsured when a claim gets denied. We make sure that never happens to you.

⚠️ #1 Risk🍸

Liquor Liability

One DUI accident involving a guest you served can wipe out everything you've built. Your GL policy won't cover it. Liquor liability isn't optional — it's survival coverage.

⚠️ Most Overlooked🦠

Food Contamination

A health department closure from a foodborne illness outbreak can cost you weeks of revenue. We add contamination coverage that pays while your doors are shut.

πŸ—οΈ

Property Insurance

Kitchen equipment, furniture, fixtures and building — replacement cost so one fire doesn't end your business permanently.

🀝

General Liability

Slip and falls, customer injuries, third-party claims. We size limits for your actual foot traffic.

πŸ“‰

Business Interruption

A grease fire shuts you down for 6 weeks. BI pays the revenue you lose while repairs happen.

πŸ‘·

Workers' Compensation

Kitchen staff, servers, bartenders — high injury risk. We place workers comp for restaurants fast.

Licensed Across 7 States.
One Call Covers All Your Locations.

Own businesses in multiple states? We handle everything under one roof.

TexasCaliforniaFlorida ArizonaGeorgiaWashington Washington DC
πŸ“ž Call (469) 983-2600 Right Now

We Shop All 6. You Get the Best Deal.

Independent means we work for you — not the carriers.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Business Owners Ask Us These Every Day

My bar has a high alcohol-to-food ratio. Can you cover me?
Yes — this is exactly our specialty. High liquor ratios narrow the field but don't eliminate it. We have access to markets built specifically for bars, taverns and nightclubs.
Does my general liability cover alcohol-related incidents?
No. GL policies exclude liquor liability. If a customer you served causes an accident, your GL policy will not respond. This is the #1 coverage gap we find in restaurant and bar accounts.
I'm opening a new restaurant. When should I get insurance?
Before you sign a lease. Landlords require proof of insurance before they hand over keys. Call us early — we'll make sure you're covered from day one.
What if I've had a foodborne illness claim before?
Prior claims are manageable with the right presentation to the right carrier. We know which markets will work with your loss history. Call us before assuming your options are limited.
Do I need separate coverage for a food truck?
Yes. Food trucks need commercial auto in addition to GL and property. We package all your coverages together.
How fast can you turn around a quote?
Call or text (469) 983-2600. Most restaurant and bar accounts get same-day quotes.

Ready to Stop Worrying About Coverage Gaps?

Give us 15 minutes. We'll review your policy, show you what's missing, and quote something better. No obligation.

πŸ“ž Call (469) 983-2600 Now

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πŸ’¬ Ask Alex
πŸ€–
Alex
SRP Insurance Assistant
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