Your tenants' policies cover their operations — not your building, not your liability, not your lost rent. We write the coverage commercial real estate owners actually need.
π Licensed in TX · CA · FL · AZ · GA · WA · DC
We respond within one business hour.
Placing coverage for strip malls, shopping centers and office buildings of every size.
We find the carrier that prices your property type and tenant mix correctly.
One agency for your entire portfolio across all 7 states.
Submit now — a specialist calls you within the hour.
Most business owners find out they're underinsured when a claim gets denied. We make sure that never happens to you.
Your tenants' insurance does NOT cover you. As the building owner, you're liable for common areas and the structure. Lessor's risk is your protection — don't operate without it.
Commercial construction costs have surged. If your building hasn't been valued recently, you're likely underinsured. A major loss will expose the gap.
When a covered loss forces tenants out, your rental income stops. Loss of rents keeps your cash flow going during repairs.
High-traffic commercial properties need excess liability limits above the primary policy.
HVAC, elevators, electrical systems — breakdown coverage pays repair costs and lost rents.
Properties between tenants lose standard coverage after 30-60 days. We have specialty markets for vacant commercial buildings.
From a single strip mall to a multi-tenant office building, we write lessor's risk (LRO) and commercial property coverage for the full range of retail and commercial real estate.
Small multi-tenant retail centers with a mix of shops, salons, and quick-service food. We handle the tenant-mix disclosure that keeps claims from being denied.
Larger retail centers with anchor tenants, common areas, and parking-lot exposure. Lessor's risk, property, and umbrella limits sized to the traffic.
Single or multi-tenant office space. Coverage for the structure, common areas, elevators and building systems — the exposures your tenants' policies never touch.
Ground-floor retail with offices or apartments above. Mixed-use properties carry blended exposures that need a carrier who prices the combination correctly.
Under a triple-net lease the insurance responsibility split matters. We make sure the right party carries the right coverage so nothing falls through the gap.
Slip-and-fall, lighting, and premises liability in the areas you control as owner. This is where landlord claims most often originate — and where lessor's risk earns its keep.
Own properties in multiple states? We handle everything under one roof.
Independent means we work for you — not the carriers.
Own properties in multiple states? We handle everything under one roof.
Local expertise for shopping centers and office buildings across 46 cities in six states.
Give us 15 minutes. We'll find the gaps and quote something better. Straight answers — no sales pressure.
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