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πŸ›οΈ Washington DC · Hotel & Motel Insurance

Hotel & Motel Insurance
in Washington DC

Property · General Liability · Liquor Liability · Loss of Income — licensed Washington DC specialists with 20+ years of commercial insurance experience.

📍 Licensed in DC Β· TX Β· CA Β· FL Β· AZ Β· GA Β· WA

Free DC Quote

We respond within one business hour.

🔒  Your info is never shared or sold
Licensed in Washington DC
20+ Years Experience
Independent — 6 Carriers Shopped
Limited & Full Service Hotels
Same-Day Quotes

Protecting Washington DC Hotel Owners for 20+ Years

Secure Risk Partners is licensed in Washington DC and specializes in hotel and motel insurance across the District. DC's unique mix of government travelers, convention guests and international tourism creates distinctive insurance needs we understand well.

As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to find you the best coverage at the best price.

📞 Call (469) 983-2600
200+
Hotels in DC
Federal
Market Demand
Conv.
Center Traffic

DC's dense urban hotel market serves government, convention and international tourism guests year-round

Workers' comp is mandatory for all DC employers. DC has some of the highest minimum wage and employment compliance requirements in the country.

Every Coverage Washington DC Hotel Owners Need

We write all of these for Washington DC hotel owners — individually or as a complete package.

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Property Insurance

Building, contents, signage and outdoor property at replacement cost.

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General Liability

Slip and falls, guest injuries, pool liability and third-party property damage.

⚠️ If You Serve Alcohol🍻

Liquor Liability

Required if your hotel operates a bar or serves alcohol. Standard GL policies exclude liquor-related claims.

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Loss of Income

Replaces lost revenue and covers continuing expenses when a covered loss forces you to close or reduce operations.

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Crime & Theft

Employee dishonesty, robbery and guest property theft coverage.

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Workers' Compensation

Mandatory for all DC employers β€” competitive placement for hotel and hospitality staff.

We Know Washington DC Hotels. We Know Your Risk.

Independent agency. 6 carriers compared. Licensed in Washington DC and 6 other states.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Washington DC Hotel Insurance FAQ

What coverages does a Washington DC hotel owner actually need?
At minimum: property, general liability and loss of income. If you serve alcohol add liquor liability. We also recommend crime coverage and workers' compensation for all staff.
Is liquor liability required for Washington DC hotels?
Not mandated by law, but critically important if your hotel has a bar or serves alcohol at events. Standard GL policies specifically exclude liquor-related claims.
Do DC hotels need higher liability limits given the urban environment?
Yes. Urban hotels near major landmarks and convention facilities typically need higher GL limits due to foot traffic volume, event exposure and the sophistication of DC plaintiff attorneys. We build policies with appropriate limits.
Do you cover limited service hotels and budget motels in Washington DC?
Yes. We cover the full spectrum from roadside motels to full-service hotel brands. Our carriers have appetite for both newer and older properties across Washington DC.
How quickly can you get a Washington DC hotel quote?
Same day in most cases. We need basic property details β€” location, square footage, year built, number of rooms and current coverage β€” and we can have options within hours.
Can you cover a Washington DC hotel undergoing renovation?
Yes. We work with carriers that cover hotels mid-renovation. Coverage terms depend on the scope of work. Call us to discuss your specific situation.

Ready for Your DC Quote?

Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.

📞 Call (469) 983-2600 Now

Get Your DC Hotel Quote

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Alex
SRP Insurance Assistant
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