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⛽ Washington DC · Gas Station Insurance

Gas Station Insurance
in Washington DC

UST Coverage · Pollution Liability · Property & GL — licensed DC specialists with 20+ years of commercial insurance experience.

📍 Licensed in DC · TX · CA · FL · AZ · GA · WA

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Licensed in Washington DC
20+ Years Experience
Independent — 6 Carriers Shopped
Hard-to-Place Risks Welcome
Same-Day Quotes

Protecting DC Gas Station Owners for 20+ Years

Secure Risk Partners is licensed in Washington DC and specializes in gasoline station insurance across the District. DC's DOEE regulates underground storage tanks with strict environmental oversight — we understand what coverage your station requires.

As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to find you the best coverage at the best price.

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100+
Gas Stations in DC
$1M
Min UST Requirement
DOEE
Regulates UST

DC DOEE requires $1M minimum UST financial responsibility

Washington DC requires workers' compensation for all employers. DC has some of the most stringent environmental compliance requirements in the nation.

Every Coverage DC Gas Station Owners Need

We write all of these for Washington DC business owners — individually or as a complete package.

⚠️ Regulatory Req.⚗️

Underground Storage Tank (UST)

Financial responsibility coverage required by DC's DOEE. We place UST for clean stations and prior releases.

⚠️ GL Excludes This🌊

Pollution Liability

Fuel spills are excluded from standard GL policies. Critical in DC given DOEE's strict enforcement and urban density.

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Property Insurance

Building, canopy, dispensers and c-store contents at replacement cost.

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General Liability

Slip and falls, customer injuries and third-party damage.

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Business Interruption

Replaces lost revenue when a covered loss shuts you down.

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Workers' Compensation

Mandatory for all DC employers — we place competitive coverage for gas station employees.

We Know DC. We Know Your Risk.

Independent agency. 6 carriers compared. Licensed in DC and 6 other states.

Hartford
Travelers
Lloyd's of London
Hiscox
Progressive
Guard

Washington DC Gas Station Insurance FAQ

Does Washington DC require gas stations to carry UST insurance?
Yes. DC's Department of Energy and Environment (DOEE) requires gas station owners with underground storage tanks to maintain a minimum of $1 million in UST financial responsibility coverage. DC has strict urban environmental enforcement.
Is pollution liability included in a standard GL policy?
No. Standard general liability policies exclude pollution events. This is especially critical in DC given the urban density — a fuel spill can impact neighboring properties quickly and trigger significant third-party claims.
Can you insure a DC gas station with a prior fuel release?
Yes. We work with specialty carriers including Lloyd's of London that consider prior-release stations on a case-by-case basis. Call us to discuss your specific situation.
Is workers' compensation required in Washington DC?
Yes. All DC employers are required to carry workers' compensation insurance. We place competitive coverage for gas station owners operating in the District.
How quickly can you get a DC quote?
Same day in most cases. We need basic info about your station — location, tanks, square footage and current coverage — and can have options to you within a few hours.
Do you cover gas stations with convenience stores in DC?
Yes. We cover the full property — building, canopy, dispensers, fuel systems and store contents — under one package policy for DC gas station owners.

Ready for Your DC Quote?

Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.

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💬 Ask Alex
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Alex
SRP Insurance Assistant