Property Β· General Liability Β· Loss of Rents β coverage built for Washington, D.C. apartment owners and real estate investors, backed by 20+ years of commercial insurance experience.
π Licensed in DC Β· TX Β· CA Β· AZ Β· FL Β· GA Β· WA
We respond within one business hour.
Secure Risk Partners is licensed in Washington, D.C. and specializes in insurance for apartment buildings, multi-family properties and real estate investors across the District β from Capitol Hill and Columbia Heights to Petworth, Shaw and the neighborhoods in between.
D.C. runs one of the strictest rental regimes in the country under the Rental Housing Act of 1985, with active rent stabilization and mandatory registration. A single liability claim or a fire that displaces tenants can put your rental income at risk. As an independent agency we shop Hartford, Travelers, Lloyd's of London, Hiscox, Progressive, Guard and more to package the property, liability and loss-of-rents coverage your building actually needs.
π Call (469) 983-2600Every unit must register with the Rental Accommodations Division (RAD) as controlled or exempt. D.C. also requires workers' compensation for every employer with even one employee.
We write all of these for Washington, D.C. apartment and multi-family owners β individually or as a complete package.
Building, roof, common areas and owned contents at replacement cost β the core of every apartment policy.
Replaces the rental income you lose when a covered fire or other loss makes units uninhabitable while you rebuild.
Much of D.C.'s rental stock predates current codes. This covers the extra cost to rebuild to today's standards after a covered loss β critical for older row-house and pre-war buildings.
Slip-and-falls, tenant and visitor injuries, and third-party property damage claims on your premises.
Boilers, HVAC, elevators and electrical systems β common failure points in D.C.'s older apartment buildings.
Extra limits above your GL β often required by lenders on financed multi-family properties.
Independent agency. 6 carriers compared. Licensed in Washington, D.C. and 6 other states.
Give us 15 minutes. We'll show you exactly what you need, what you're missing and what we can do. No obligation.
π Call (469) 983-2600 Now